New Financial Model

For Sustainable Economic Growth

This paper series proposes a New Financial Model for the economies across the globe to solve the economic problems they face. New Financial Model proposes two new concepts: New Financial Tool based on Future Money (FM) and New Universal Pension System. New Financial Tool aims to help authorities—including central banks and governments—and market participants manage aggregate demand, support recovery from low-growth periods, and maintain economic growth and employment during high-interest-rate periods while addressing inflation, stagflation and maintaining financial stability. New Universal Pension System aims to provide universal old-age financial security.


Features of New Financial Model

  • New Financial Model: Encourages greater present consumption while simultaneously creating long-term financial savings through Future Money.
  • New Financial Tool for Authorities (Central Banks, Governments)
  • New Universal Pension System: Proposes a consumption-linked approach to building long-term financial security for old age.
  • New Income-Output Equation replacing the present one.
  • Potential Alternative or Complement to Direct Government Fiscal Stimulus (Keynes View).
  • Solution to come out of a low growth period (recession/economic depression/economic crisis).
  • Solution of maintaining growth and generating employment during high interest rate period while fighting inflation and keeping financial stability of the economic unit.
  • Emergency Future Money Release Policy: Support consumption/demand during economic emergencies.
  • Benefits to Government: Multi-fold increase in tax collection, Less Fiscal pressure etc.
  • Benefits to Entrepreneurs: Infinite cycle of consumption, more consumption more profits etc.

Paper - 1

Paper-1: talks about the concepts of consumption and saving behavior of individuals in history and present. It mentions the present solutions to handle the low/high growth period and also discusses various topics from Keynesian Economics to come to the central point for the new financial model.

Paper - 2

Paper - 2 of series will introduce New Financial Model.





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Resham Singh

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